Tuesday, June 13, 2017

Why FIXED Investment Income Company will fail you

Few days back another so called 'brokerage' with many clients who used copy trade system experienced an account wipeout over night. This is just the latest incident starting from beginning of May - JJPTR closure and a host of self claimed fixed investment income company that bit the bullet.


Here are link to the news of some of the companies that received the limelight


Companies that offer fixed income for investment in Malaysia and some even regionally. This list below are the ones that are either have gone bust, owner skip town, failure to give return, change the investment rules or all of the above (these are only companies within April and May, should be more by the time this article is published.

  1. JJPTR
  2. BSV 
  3. Richway 
  4. CYL 
  5. Paramount 
  6. Evergreen 
  7. Visfuture 
  8. GMFX 
  9. GD 
  10. Gaming 339
  11. WVC 
  12. TRF 
  13. PDM 
  14. Afx 
  15. KKC 
  16. CMGFIC 
  17. CG International 
  18. Dreamwayz
  19. The Royal Club 
  20. GSR 
  21. Wealth Venture Capital 
  22. Paramout 8888 
  23. GYC 
  24. The Richlist Club 
  25. MKT
  26. CCB
  27. SunBestt
  28. WMS
  29. True Life
  30. AC Global

All of these companies have the same MO (modus operandi). You invest a certain amount of money and they promise you a fixed return monthly for your investment. Let's just for a moment, we give these companies benefit of the doubt and not label them as Ponzi Schemes. Why from a Destiny point of view that these companies would ultimately fail?

And before you read on, I would like to add, if the company minimum investment is very low then there a higher chance of it go bust in a very short time. Looking and analysing it from destiny view point.

Let's get down to the logic from Chinese Metaphysics.

Each person have a different set of destiny and also accompanied by different luck period.

Although money is not everything in our modern world, without money a lot of things cannot be accomplished. And ability to earn money or to accumulate wealth does tie in with your good luck period. Most of us live in a materialistic society, hence to have the ability to acquire what you need and wants requires money.



When you are in a good or average luck period, sources of income comes much more easily. When you are in below average or bad luck period, then sources of income could be affected, the person could be sick and not being able to earn an income. 

Then here comes the growing numbers of companies offering a fixed income / fixed percentage of return based on the amount you invest. Starting as low as usd100. These companies on average are offering 10%-35% per month. If you understand the power of compounding, provided they are the real deal, practically everyone who invested would earn a decent amount of monthly income.

Let's not think about reliability or whether it is scam. If these companies are able to sustain more than 5 years then the graph of all those who invested would be as below


Everyone's luck period or more specifically financial luck would be equal. Is that possible? Yes in a Utopian world, definitely. In a materialistic driven society, the answer is definitely no. There is a theory that, given the amount of wealth in our planet today. If we were to gather it all, and redistribute it to all. Each person would be a millionaire. Instant total elimination of poverty and societal problems that derives from unequal distribution of wealth. Is there a possibility of it happening? You and me knows the answer very well.

This is followed by, even if everyone is a millionaire on this planet, within a very short time period, majority of the wealth would go back to those 10% individuals whom have high net worth before the distribution. Why? From economics and psychology, its the marketing, inherent characters and also beliefs on money. From a Destiny perspective, different people have different luck periods.

Coming back to the Fixed Income Investment, now from the above explanation, it is very logical to derive the conclusion that why these companies will fail.

Why would it fail faster if the investment amount is smaller? Because it attracts a large segment of society, when you have a large group the discrepancies of luck levels are even higher, therefore making it arriving at its ultimate doom and fail even faster.

After this, if someone offer you a high compounding monthly return for your money, please forward them this article.